"My biggest challenge is being too old for the current work force but not old enough to retire. I got laid off eight years ago from my job as a research biochemist. They took me out to lunch for my birthday and laid me off the same day, five days before I would have qualified for longevity benefits. I had been there for 25 years. It was 'Happy birthday, thank you, and goodbye.' I do home health care now, but this is not what I went to school for. I make 75% less than I did. It's hard to find work that pays you what you're worth."